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Top 10 UPI Applications

What is UPI?

UPI stands for unified payments interfaces and  it is users to transfer money from one bank account to another bank account instantly via mobile phone and the service is available 24×7 and you can transfer money online and a minimum of 1 lakh and the  Speed of settlement immediately there are N number of application are there while using UPI here are the best UPI payment application list and its complete detail is given below you can get to know about it


Phone pay, Google pay, Paytm, etc.

Top 10 UPI applications

  1. Google pay
  2. Phone pay
  3. Paytm
  4. Amazon UPI or pay
  6. BHIM SBI pay
  7. Freecharge
  8. Mobikwik
  9. BHIM Axis Pay
  10. Payzapp by HDFC bank


Google pay is one of the online payment system developed by Google Where you can purchase anything and pay by using your android application and also there are several features are there in Google pay like you can book tickets, movie tickets and store cards, public transportation tickets and you can also transfer money to your friend there you get rewards offers and all while using this application you need to login and add you bank detail to transfer money and to access all the features started on September  11, 2015, it’s one of the ways to pay

here you can download: Google Pay



Phone pay is a mobile application that is used for mobile payment using UPI and its online process where it’s found in December 2015 headquarters location is Bangalore the CEO of phone pay is Sameer Nigam by using phone pay you can recharge your phone numbers, pay utility bills, etc. If you want to use phone pay then download the application and login then you need to add bank details to create a UPI ID it’s highly secure and safe to use and to transfer money minimum of 1 lakh fund service is available 24×7


Paytm is an Indian e-commerce payment system found in august 2010 it’s a private company this company Vijay Shekhar Sharma by using Paytm you can recharge mobile, utility bill and payments, travel, movies, restaurants, parking bill, and Paytm QA code you can pay all these things, etc. It’s one of the easy faster and secure online transaction systems that service is available 24×7.


Amazon Pay is an online process or service owned by Amazon company found in 2007 it’s and one of the online money transfer using Amazon from one bank to another bank by using UPI PIN you can transfer money safe and secure and also  you can transfer money 24×7 and it’s faster compared to NEFT and IMPS you can send up to 1 lakh by using Amazon pay you can recharge mobile, you can pay bills book tickets and shopping, etc




BHIM UPI stands for Bharat Interface for Money and UPI stands for Unified payments interface and it’s users make online transactions it make simple easy and quick payment using UPI you can make direct bank to bank transfer or scanning QR with BHIM app even you can also request for money to transfer the money you need to have UPI ID so add bank detail and tap on the bank you can send a minimum of 40000per day service is available 24×7


BHIM SBI Pay is an online payment so that allows the account holder to transfer and receive money through UPI than you can make a recharge, bill payments, shopping, etc using Smartphone the service is available 24×7 its secure safe, and easy to transfer money by using UPI


A free charge is an Indian digital market place found on 15 august 2010 CEO Siddharth Mehta and its simplest and fastest way to recharge online like prepaid bills and post-paid bills, data cards and DTH utility bills, etc recharge powered by Axis bank and they also enable the user to invest mutual funds you can send and receive money shop and also pay bills and book tickets and all even you get cashback and discounts because of this reasons online UPI become more trending  applications rather than an offline process but this UPI makes easier and faster


Mobikwik is India’s largest independent mobile network is connected with several people with retailers. you can shop and pay bills, recharge, and transfer and receive money from one account to another account by a UPI ID it’s easy to use safe, and secure to transfer money within 10 min you can transfer money the service is available 24×7


BHIM Axis pay UPI app is used to transfer and receive fund from any bank account to another bank account instantly via Smartphone   you can also recharge mobile like prepaid and post-paid even you can do DTH recharge service available 24×7 and also its completely safe and secure and here also provide offers and discounts you can transfer up to 1lakh per day and this is easier and faster to transfer money


Payzapp online payment application by HDFC Bank Limited is an Indian banking and financial service providing company it provides a variety of payments online and offline services since it’s found in august 1994 founder Hasmukhbhai Parekh  headquarters in Mumbai you can recharge, online bill payments, ticket booking, travel, shopping, and QA code, etc all can be done just one click and the service is available 24×7 is secure safe and easy to use and faster to transfer money immediately

different modes of money transfer: [ different types of NEFT RTGS IMPS and UPI  ]



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